Swift Money® provide short term loans to aid your immediate financial needs, helping take the stress out of money worries and giving you immediate peace of mind.
Our fast, efficient and totally transparent application process means that you could be approved for a short term loan of up to £1000 in as little as 15 minutes. It's quick, simple and completely hassle free - with no credit check carried out.
If you are in need of money fast, apply for a payday loan right away using our online application form.
When used effectively, UK payday loans can act as a more affordable financial solution than incurring overdraft charges and can be much more manageable than credit card and late payment fees.
If you find yourself in need of funds, apply today.
Everything from the application, to depositing the funds into your bank account is dealt with completely online, providing you with a very swift and efficient way of applying for a payday loan.
Everyone experiences financial difficulties at some point, which is why we have developed a fast, simple and totally transparent payday loan service. You tell us how much you would like to borrow and we will tell you how much you will need to pay back. It's that simple.
Our loans can be used if you suddenly require access to funds for emergency purchases or unexpected expenses, and we'll provide you with a clear and straightforward process to pay us back when you get paid.
Since Swift Money® launched in early 2010, we have provided over 100,000 UK customers with a short term loan, 96% of which are now regular returning customers - so if you are in need of a quick and easy financial solution, choose a payday lender that you can trust.
If you have any questions regarding our payday loans, company or website please feel free to contact us.
Thank you for visiting Swift Money® and taking the time to consider our services.
What You Should Know About Payday Loans?
Same day loans are ideal when it comes to cash emergencies that require urgent payments. Individuals that survive from month to month can take advantage of instant payday loans when they are faced with unexpected bills or expenses. When you are clear on the facts, you will be able to truly benefit from our loans.
Applying for a payday loan is a simple process which takes no longer than five minutes. Payday loans can be applied for online by providing all the relevant information. Since no credit checks are involved with the process, you can be safe in the knowledge that applying for one of our loans will not hinder your credit score. Below are some essential aspects that you should know when applying for a payday loan.
Impact On Credit Rating
No doubt payday lenders do not carry out credit checks on borrowers seeking to fulfil their looming expenditures, but same day loans do have an effect on the credit score of borrowers. Borrowers who do not make repayments on time can suffer from a negative credit report. This negative credit history results in difficulty in getting mortgages or personal loans.
But if you make repayments on time with small loans then this can positively add to the credit history and remove any stigmas placed by defaults. Therefore, borrowers can use same day loans in their favour and improve their credit rating for the longer run.
Use Payday Brokers
There are many brokers in the UK that work with multiple reputable payday loan lenders. These brokers aid in communication between borrowers and lenders and thus help in saving money as they scan multiple borrowers to find a loan. These brokers can skilfully review a number of different options to find the same day loan that best suits that individual. Brokers can speed the process of the same day loan as they will handle all the aspects from searching for payday lenders to filling out applications. Payday loans are usually needed in a very short period of time, so a broker is far more likely to ensure that money is provided when it is most needed.
Adopt Responsible Lending
Payday lenders have strict rules and regulations for a reason. They realize the fragile financial situation of the borrower and thus have rules for compliance that ensure borrower remains protected. When borrowers are honest about their employment or salary on their payday loans application then they could be provided with a realistic loan that could be easily paid off on time. Individuals that are not employed, are under eighteen years of age and have already got an existing same day loan cannot apply for a payday loan.
Short Term Loans UK
Borrowers need to be sure that the loans are given for a short term. Sudden cash emergencies can be fulfilled using same day loans. For those of you who are regularly borrowing money or require a large loan then payday loans UK are not suitable for your requirements.